/* =====================================================================
   PRESTIGE CREDIT — Design System
   Modern fintech: emerald green + tangerine orange, soft minerals, mono
   ===================================================================== */

:root {
    /* === BRAND COLORS === */
    --pc-emerald:        #0D9B6C;
    --pc-emerald-deep:   #067A56;
    --pc-emerald-soft:   #E6F7EF;
    --pc-emerald-mid:    #34C38F;

    --pc-orange:         #F97316;
    --pc-orange-deep:    #EA580C;
    --pc-orange-soft:    #FFF1E5;
    --pc-orange-mid:     #FB923C;

    --pc-amber:          #FACC15;

    /* === NEUTRALS === */
    --pc-ink:            #0F1A2E;
    --pc-ink-2:          #1F2A3D;
    --pc-slate:          #475569;
    --pc-slate-2:        #64748B;
    --pc-mute:           #94A3B8;
    --pc-line:           #E2E8F0;
    --pc-line-soft:      #F1F5F9;
    --pc-paper:          #FFFFFF;
    --pc-cream:          #FAFAF7;
    --pc-mineral:        #F5F7F4;
    --pc-mist:           #ECF1EB;

    /* === DARK SECTION === */
    --pc-night:          #0B1C26;
    --pc-night-2:        #0F2733;
    --pc-night-3:        #173441;
    --pc-night-ink:      #E8F0EE;
    --pc-night-mute:     #8FA5A8;

    /* === ALPHA / GLASS === */
    --pc-glass-light:    rgba(15, 26, 46, 0.04);
    --pc-glass-mid:      rgba(15, 26, 46, 0.07);
    --pc-glass-on-dark:  rgba(255, 255, 255, 0.06);

    /* === FONTS === */
    --font-display:      'Plus Jakarta Sans', 'Inter', system-ui, sans-serif;
    --font-body:         'Inter', system-ui, -apple-system, sans-serif;
    --font-mono:         'JetBrains Mono', ui-monospace, 'SFMono-Regular', monospace;

    /* === MOTION === */
    --pc-ease:           cubic-bezier(0.4, 0, 0.2, 1);
    --pc-ease-out:       cubic-bezier(0.22, 1, 0.36, 1);
    --pc-ease-spring:    cubic-bezier(0.34, 1.56, 0.64, 1);

    /* === RADII === */
    --r-sm:              8px;
    --r-md:              14px;
    --r-lg:              22px;
    --r-xl:              32px;
    --r-pill:            999px;

    /* === SHADOWS === */
    --sh-soft:           0 2px 8px rgba(15, 26, 46, 0.04), 0 1px 2px rgba(15, 26, 46, 0.05);
    --sh-mid:            0 6px 18px rgba(15, 26, 46, 0.06), 0 2px 6px rgba(15, 26, 46, 0.04);
    --sh-card:           0 12px 32px rgba(15, 26, 46, 0.08), 0 4px 12px rgba(15, 26, 46, 0.04);
    --sh-lift:           0 24px 56px rgba(15, 26, 46, 0.12), 0 8px 20px rgba(15, 26, 46, 0.06);
    --sh-emerald:        0 14px 32px rgba(13, 155, 108, 0.28);
    --sh-orange:         0 14px 32px rgba(249, 115, 22, 0.32);
    --sh-inner:          inset 0 0 0 1px var(--pc-line);

    /* aliases for in-page legacy refs */
    --accent-cyan:       var(--pc-emerald-mid);
    --accent-blue:       var(--pc-emerald);
    --gold:              var(--pc-orange);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
    font-family: var(--font-body);
    color: var(--pc-ink);
    background: var(--pc-cream);
    line-height: 1.6;
    font-size: 16px;
    font-weight: 400;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

a { text-decoration: none; color: inherit; transition: color .25s var(--pc-ease); }
ul, ol { list-style: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

::selection { background: var(--pc-emerald); color: #fff; }
::-webkit-scrollbar { width: 12px; height: 12px; }
::-webkit-scrollbar-track { background: var(--pc-cream); }
::-webkit-scrollbar-thumb { background: var(--pc-line); border-radius: 6px; border: 3px solid var(--pc-cream); }
::-webkit-scrollbar-thumb:hover { background: var(--pc-emerald); }

/* ============ LAYOUT PRIMITIVES ============ */
.pc-wrap        { max-width: 1240px; margin: 0 auto; padding: 0 28px; }
.pc-wrap-tight  { max-width: 920px; margin: 0 auto; padding: 0 28px; }
.pc-wrap-wide   { max-width: 1400px; margin: 0 auto; padding: 0 28px; }
.pc-pad         { padding: 100px 0; }
.pc-pad-tight   { padding: 64px 0; }
.pc-center      { text-align: center; }

/* ============ TYPOGRAPHY ============ */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    font-weight: 700;
    color: var(--pc-ink);
    letter-spacing: -0.02em;
    line-height: 1.15;
}

.pc-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-mono);
    font-size: 12px;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--pc-emerald-deep);
}
.pc-eyebrow::before {
    content: '';
    width: 24px;
    height: 2px;
    background: var(--pc-emerald);
    border-radius: 2px;
}
.pc-eyebrow.is-orange { color: var(--pc-orange-deep); }
.pc-eyebrow.is-orange::before { background: var(--pc-orange); }
.pc-eyebrow.on-dark { color: var(--pc-emerald-mid); }

.pc-h-display {
    font-size: clamp(2.5rem, 5.5vw, 4.5rem);
    line-height: 1.05;
    letter-spacing: -0.035em;
    font-weight: 800;
}
.pc-h-display .accent {
    color: var(--pc-emerald);
    font-style: italic;
    font-weight: 700;
}
.pc-h-display .underline-orange {
    position: relative;
    display: inline-block;
}
.pc-h-display .underline-orange::after {
    content: '';
    position: absolute;
    left: 0; right: 0; bottom: 4px;
    height: 14px;
    background: var(--pc-orange);
    opacity: 0.35;
    z-index: -1;
    border-radius: 2px;
}

.pc-h-section {
    font-size: clamp(2rem, 3.8vw, 3.2rem);
    line-height: 1.1;
    letter-spacing: -0.025em;
    font-weight: 700;
}
.pc-h-section .accent { color: var(--pc-emerald); font-style: italic; }
.pc-h-section .orange { color: var(--pc-orange-deep); }

.pc-lede {
    font-size: 1.125rem;
    color: var(--pc-slate);
    line-height: 1.65;
    max-width: 640px;
}

/* ============ BUTTONS ============ */
.pc-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 28px;
    border-radius: var(--r-pill);
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 15px;
    line-height: 1;
    letter-spacing: -0.005em;
    transition: all .3s var(--pc-ease-out);
    cursor: pointer;
    white-space: nowrap;
    border: 1px solid transparent;
}
.pc-btn i { font-size: 13px; transition: transform .3s var(--pc-ease-out); }
.pc-btn:hover i.fa-arrow-right { transform: translateX(4px); }

.pc-btn-emerald {
    background: var(--pc-emerald);
    color: #fff;
    box-shadow: var(--sh-emerald);
}
.pc-btn-emerald:hover { background: var(--pc-emerald-deep); transform: translateY(-2px); box-shadow: 0 18px 38px rgba(13,155,108,0.36); }

.pc-btn-orange {
    background: var(--pc-orange);
    color: #fff;
    box-shadow: var(--sh-orange);
}
.pc-btn-orange:hover { background: var(--pc-orange-deep); transform: translateY(-2px); }

.pc-btn-ink {
    background: var(--pc-ink);
    color: #fff;
}
.pc-btn-ink:hover { background: var(--pc-night-2); transform: translateY(-2px); }

.pc-btn-ghost {
    background: transparent;
    color: var(--pc-ink);
    border-color: var(--pc-line);
}
.pc-btn-ghost:hover { border-color: var(--pc-ink); background: var(--pc-ink); color: #fff; }

.pc-btn-ghost-light {
    background: rgba(255,255,255,0.08);
    color: #fff;
    border-color: rgba(255,255,255,0.2);
    backdrop-filter: blur(8px);
}
.pc-btn-ghost-light:hover { background: #fff; color: var(--pc-ink); }

.pc-btn-outline-emerald {
    background: transparent;
    color: var(--pc-emerald-deep);
    border-color: var(--pc-emerald);
}
.pc-btn-outline-emerald:hover { background: var(--pc-emerald); color: #fff; }

.pc-btn-lg { padding: 18px 36px; font-size: 16px; }
.pc-btn-sm { padding: 10px 20px; font-size: 13px; }
.pc-btn-block { display: flex; width: 100%; }

/* ============ HEADER / NAV ============ */
.pc-topbar {
    background: var(--pc-ink);
    color: var(--pc-night-mute);
    font-size: 12.5px;
    font-family: var(--font-mono);
    letter-spacing: 0.02em;
}
.pc-topbar-inner {
    max-width: 1240px;
    margin: 0 auto;
    padding: 9px 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
}
.pc-topbar i { color: var(--pc-emerald-mid); margin-right: 6px; }
.pc-topbar-right { display: flex; gap: 24px; }

.pc-header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--pc-line);
}
.pc-nav {
    max-width: 1240px;
    margin: 0 auto;
    padding: 16px 28px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
}
.pc-logo { display: block; }
.pc-logo img { height: 44px; width: auto; }

.pc-nav-list {
    display: flex;
    gap: 4px;
    align-items: center;
}
.pc-nav-list a {
    padding: 10px 18px;
    border-radius: var(--r-pill);
    font-weight: 500;
    font-size: 14.5px;
    color: var(--pc-ink-2);
    transition: all .25s var(--pc-ease);
    position: relative;
}
.pc-nav-list a:hover { background: var(--pc-mineral); color: var(--pc-emerald-deep); }
.pc-nav-list a.is-active {
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    font-weight: 600;
}

.pc-nav-actions {
    display: flex;
    gap: 10px;
    align-items: center;
}
.pc-link-portal {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    border-radius: var(--r-pill);
    font-size: 14px;
    font-weight: 500;
    color: var(--pc-ink);
}
.pc-link-portal:hover { color: var(--pc-emerald-deep); }
.pc-link-portal h5 { font-family: var(--font-body); font-size: 14px; font-weight: 600; margin: 0; }

.pc-burger {
    display: none;
    width: 44px;
    height: 44px;
    align-items: center;
    justify-content: center;
    border-radius: var(--r-md);
    background: var(--pc-mineral);
    color: var(--pc-ink);
    font-size: 18px;
}
.pc-burger:hover { background: var(--pc-emerald-soft); color: var(--pc-emerald-deep); }

.pc-mobile-portal { display: none; }

.pc-overlay {
    position: fixed;
    inset: 0;
    background: rgba(11, 28, 38, 0.55);
    backdrop-filter: blur(4px);
    z-index: 199;
    opacity: 0;
    pointer-events: none;
    transition: opacity .35s var(--pc-ease);
}
.pc-overlay.is-open { opacity: 1; pointer-events: auto; }

.pc-drawer {
    position: fixed;
    top: 0;
    right: -100%;
    width: min(380px, 92vw);
    height: 100vh;
    background: var(--pc-paper);
    z-index: 200;
    padding: 32px 28px;
    transition: right .4s var(--pc-ease-out);
    overflow-y: auto;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.pc-drawer.is-open { right: 0; }
.pc-drawer a {
    padding: 14px 16px;
    border-radius: var(--r-md);
    font-weight: 500;
    color: var(--pc-ink-2);
    display: block;
    transition: background .2s var(--pc-ease);
}
.pc-drawer a:hover, .pc-drawer a.is-active { background: var(--pc-emerald-soft); color: var(--pc-emerald-deep); }
.pc-drawer-cta { margin-top: 24px; display: flex; flex-direction: column; gap: 10px; }

@media (max-width: 1024px) {
    .pc-nav-list, .pc-nav-actions .pc-btn, .pc-link-portal { display: none; }
    .pc-burger { display: inline-flex; }
    .pc-mobile-portal { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px; font-size: 13px; font-weight: 500; }
    .pc-mobile-portal h5 { font-family: var(--font-body); font-size: 13px; font-weight: 600; margin: 0; }
}
@media (max-width: 640px) {
    .pc-topbar-right { display: none; }
    .pc-topbar-inner { justify-content: center; padding: 8px 20px; }
    .pc-nav { padding: 12px 18px; gap: 12px; }
    .pc-logo img { height: 38px; }
    .pc-mobile-portal h5 { display: none; }
}

/* ============ HERO ============ */
.pc-hero {
    position: relative;
    padding: 80px 0 110px;
    overflow: hidden;
    background:
        radial-gradient(circle at 85% 20%, var(--pc-orange-soft) 0%, transparent 50%),
        radial-gradient(circle at 10% 80%, var(--pc-emerald-soft) 0%, transparent 50%),
        var(--pc-cream);
}
.pc-hero-grid {
    display: grid;
    grid-template-columns: 1.05fr 1fr;
    gap: 72px;
    align-items: center;
}
.pc-hero-tag {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 16px;
    border-radius: var(--r-pill);
    background: var(--pc-paper);
    border: 1px solid var(--pc-line);
    box-shadow: var(--sh-soft);
    font-size: 13px;
    font-weight: 500;
    color: var(--pc-slate);
    margin-bottom: 28px;
}
.pc-hero-tag .pc-dot {
    width: 8px; height: 8px;
    background: var(--pc-emerald);
    border-radius: 50%;
    box-shadow: 0 0 0 4px rgba(13,155,108,0.18);
    animation: pcPulse 2s var(--pc-ease) infinite;
}
@keyframes pcPulse {
    0%, 100% { box-shadow: 0 0 0 4px rgba(13,155,108,0.18); }
    50%      { box-shadow: 0 0 0 8px rgba(13,155,108,0.06); }
}

.pc-hero-lede {
    font-size: 1.2rem;
    color: var(--pc-slate);
    line-height: 1.65;
    margin: 28px 0 36px;
    max-width: 540px;
}
.pc-hero-lede strong { color: var(--pc-emerald-deep); font-weight: 700; }

.pc-hero-cta {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.pc-hero-trust {
    display: flex;
    gap: 28px;
    flex-wrap: wrap;
    padding-top: 32px;
    border-top: 1px dashed var(--pc-line);
}
.pc-hero-trust > div {
    display: flex;
    flex-direction: column;
    gap: 4px;
}
.pc-hero-trust .num {
    font-family: var(--font-display);
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--pc-ink);
    letter-spacing: -0.02em;
}
.pc-hero-trust .num .em { color: var(--pc-emerald); }
.pc-hero-trust .num .or { color: var(--pc-orange-deep); }
.pc-hero-trust .lbl {
    font-size: 12.5px;
    color: var(--pc-mute);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-weight: 500;
}

/* HERO VISUAL — phone-mockup style card */
.pc-hero-visual {
    position: relative;
}
.pc-hero-card {
    background: var(--pc-paper);
    border-radius: var(--r-xl);
    padding: 32px;
    box-shadow: var(--sh-lift);
    border: 1px solid var(--pc-line);
    position: relative;
    z-index: 2;
    overflow: hidden;
}
.pc-hero-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 6px;
    background: linear-gradient(90deg, var(--pc-emerald), var(--pc-orange));
}
.pc-card-head {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 24px;
}
.pc-card-title {
    font-family: var(--font-mono);
    font-size: 11.5px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--pc-slate);
    font-weight: 600;
}
.pc-card-live {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 4px 10px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: var(--r-pill);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.06em;
}
.pc-card-live::before {
    content: '';
    width: 6px; height: 6px;
    background: var(--pc-emerald);
    border-radius: 50%;
    animation: pcPulse 1.6s infinite;
}
.pc-card-bignum {
    font-family: var(--font-display);
    font-size: 4.2rem;
    font-weight: 800;
    color: var(--pc-ink);
    letter-spacing: -0.03em;
    line-height: 1;
    margin-bottom: 6px;
}
.pc-card-biglabel {
    color: var(--pc-slate-2);
    font-size: 14px;
    margin-bottom: 28px;
}
.pc-card-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 24px;
}
.pc-card-stat {
    padding: 18px;
    background: var(--pc-mineral);
    border-radius: var(--r-md);
}
.pc-card-stat .v {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--pc-emerald-deep);
    letter-spacing: -0.02em;
}
.pc-card-stat:last-child .v { color: var(--pc-orange-deep); }
.pc-card-stat .l {
    font-size: 12px;
    color: var(--pc-slate-2);
    margin-top: 4px;
}
.pc-card-aum {
    padding: 18px;
    background: var(--pc-ink);
    color: #fff;
    border-radius: var(--r-md);
    text-align: center;
}
.pc-card-aum .lbl {
    font-family: var(--font-mono);
    font-size: 11px;
    letter-spacing: 0.16em;
    color: var(--pc-emerald-mid);
    text-transform: uppercase;
}
.pc-card-aum .val {
    font-family: var(--font-display);
    font-size: 2rem;
    font-weight: 800;
    margin-top: 6px;
    letter-spacing: -0.02em;
}

/* floating decoration */
.pc-hero-float-1 {
    position: absolute;
    top: -30px; right: -30px;
    width: 140px;
    background: var(--pc-orange);
    color: #fff;
    padding: 18px 22px;
    border-radius: var(--r-lg);
    box-shadow: var(--sh-orange);
    z-index: 3;
    transform: rotate(6deg);
}
.pc-hero-float-1 i { font-size: 22px; }
.pc-hero-float-1 .ft-v { font-family: var(--font-display); font-size: 1.4rem; font-weight: 800; margin-top: 6px; }
.pc-hero-float-1 .ft-l { font-size: 11.5px; opacity: 0.9; }

.pc-hero-float-2 {
    position: absolute;
    bottom: 30px; left: -50px;
    background: var(--pc-paper);
    padding: 14px 18px;
    border-radius: var(--r-lg);
    box-shadow: var(--sh-card);
    z-index: 3;
    border: 1px solid var(--pc-line);
    display: flex;
    align-items: center;
    gap: 12px;
    transform: rotate(-4deg);
}
.pc-hero-float-2 .ico {
    width: 38px; height: 38px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
}
.pc-hero-float-2 .tx-1 { font-size: 12.5px; color: var(--pc-mute); }
.pc-hero-float-2 .tx-2 { font-size: 14px; font-weight: 700; color: var(--pc-ink); }

@media (max-width: 960px) {
    .pc-hero { padding: 56px 0 80px; }
    .pc-hero-grid { grid-template-columns: 1fr; gap: 56px; }
    .pc-hero-visual { max-width: 480px; margin: 0 auto; }
    .pc-hero-float-1 { top: -20px; right: 10px; }
    .pc-hero-float-2 { bottom: 20px; left: 10px; }
}
@media (max-width: 520px) {
    .pc-hero-card { padding: 24px; }
    .pc-card-bignum { font-size: 3.2rem; }
    .pc-hero-trust { gap: 20px; }
    .pc-hero-trust .num { font-size: 1.3rem; }
}

/* ============ HERO V2 (Premium · No image · Responsive) ============ */
.pc-hero-v2 {
    position: relative;
    padding: 96px 0 110px;
    background: var(--pc-cream);
    overflow: hidden;
    isolation: isolate;
}
.pc-hero-v2-bg {
    position: absolute;
    inset: 0;
    pointer-events: none;
    z-index: 0;
}
.pc-hero-v2-grid {
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(to right, rgba(15,26,46,0.045) 1px, transparent 1px),
        linear-gradient(to bottom, rgba(15,26,46,0.045) 1px, transparent 1px);
    background-size: 56px 56px;
    mask-image: radial-gradient(ellipse 80% 60% at 50% 40%, black 30%, transparent 75%);
    -webkit-mask-image: radial-gradient(ellipse 80% 60% at 50% 40%, black 30%, transparent 75%);
}
.pc-hero-v2-blob {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.35;
}
.pc-hero-v2-blob-em {
    top: -120px;
    left: -120px;
    width: 480px;
    height: 480px;
    background: radial-gradient(circle, var(--pc-emerald) 0%, transparent 70%);
}
.pc-hero-v2-blob-or {
    bottom: -160px;
    right: -100px;
    width: 420px;
    height: 420px;
    background: radial-gradient(circle, var(--pc-orange) 0%, transparent 70%);
    opacity: 0.22;
}
.pc-hero-v2-wrap {
    position: relative;
    z-index: 1;
}

/* Top bar */
.pc-hero-v2-top {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    margin-bottom: 56px;
}
.pc-hero-v2-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 16px;
    background: var(--pc-emerald-deep);
    color: #fff;
    border-radius: var(--r-pill);
    font-family: var(--font-mono);
    font-size: 11.5px;
    letter-spacing: 0.06em;
    font-weight: 600;
    box-shadow: 0 4px 12px rgba(6,122,86,0.18);
}
.pc-hero-v2-pill .pc-dot {
    width: 7px;
    height: 7px;
    background: var(--pc-emerald-mid);
    border-radius: 50%;
    animation: pcPulse 2s infinite;
    box-shadow: 0 0 0 3px rgba(52,195,143,0.3);
}
.pc-hero-v2-pill-light {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: var(--pc-paper);
    color: var(--pc-ink);
    border: 1px solid var(--pc-line);
    border-radius: var(--r-pill);
    font-family: var(--font-mono);
    font-size: 11.5px;
    letter-spacing: 0.06em;
    font-weight: 600;
}
.pc-hero-v2-pill-light i {
    color: var(--pc-orange-deep);
}

/* Main headline */
.pc-hero-v2-main {
    text-align: center;
    max-width: 980px;
    margin: 0 auto 64px;
}
.pc-hero-v2-h1 {
    font-family: var(--font-display);
    font-size: clamp(2.6rem, 6.5vw, 5.4rem);
    font-weight: 800;
    line-height: 1.02;
    letter-spacing: -0.035em;
    color: var(--pc-ink);
    margin-bottom: 28px;
}
.pc-hero-v2-em {
    font-style: italic;
    font-weight: 400;
    background: linear-gradient(135deg, var(--pc-emerald-deep) 0%, var(--pc-emerald) 100%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}
.pc-hero-v2-rate {
    position: relative;
    display: inline-block;
    color: var(--pc-orange-deep);
    font-feature-settings: 'tnum';
}
.pc-hero-v2-rate .pct {
    font-size: 0.55em;
    vertical-align: super;
    margin-left: -0.05em;
}
.pc-hero-v2-rate::after {
    content: "";
    position: absolute;
    left: -4%;
    right: -4%;
    bottom: 0.08em;
    height: 0.18em;
    background: var(--pc-amber);
    z-index: -1;
    border-radius: 4px;
    opacity: 0.5;
}
.pc-hero-v2-period {
    color: var(--pc-emerald);
}
.pc-hero-v2-lede {
    font-size: clamp(1.05rem, 1.6vw, 1.25rem);
    color: var(--pc-slate);
    line-height: 1.6;
    max-width: 720px;
    margin: 0 auto 36px;
}
.pc-hero-v2-cta {
    display: inline-flex;
    flex-wrap: wrap;
    gap: 14px;
    justify-content: center;
}

/* Stats bar */
.pc-hero-v2-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    max-width: 1080px;
    margin: 0 auto 48px;
    background: var(--pc-paper);
    border: 1px solid var(--pc-line);
    border-radius: var(--r-xl);
    overflow: hidden;
    box-shadow: var(--sh-card);
}
.pc-hero-v2-stat {
    padding: 28px 24px;
    text-align: left;
    border-right: 1px solid var(--pc-line);
    position: relative;
}
.pc-hero-v2-stat:last-child {
    border-right: none;
}
.pc-hero-v2-stat-label {
    font-family: var(--font-mono);
    font-size: 10.5px;
    color: var(--pc-mute);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    margin-bottom: 10px;
    font-weight: 600;
}
.pc-hero-v2-stat-value {
    font-family: var(--font-display);
    font-size: clamp(1.6rem, 3vw, 2.3rem);
    font-weight: 800;
    color: var(--pc-ink);
    letter-spacing: -0.025em;
    line-height: 1;
    margin-bottom: 8px;
}
.pc-hero-v2-stat-value .em { color: var(--pc-emerald-deep); }
.pc-hero-v2-stat-value .or { color: var(--pc-orange-deep); }
.pc-hero-v2-stat-value .pct {
    font-size: 0.5em;
    color: var(--pc-mute);
    margin-left: 2px;
    font-weight: 700;
}
.pc-hero-v2-stat-sub {
    font-size: 12.5px;
    color: var(--pc-slate-2);
    line-height: 1.4;
}

/* Trust strip */
.pc-hero-v2-trust {
    max-width: 1080px;
    margin: 0 auto;
    padding: 22px 28px;
    background: rgba(255,255,255,0.6);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    border: 1px solid var(--pc-line);
    border-radius: var(--r-pill);
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    justify-content: center;
}
.pc-hero-v2-trust-lbl {
    font-family: var(--font-mono);
    font-size: 11px;
    color: var(--pc-mute);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    font-weight: 600;
    padding-right: 18px;
    border-right: 1px solid var(--pc-line);
}
.pc-hero-v2-trust-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px 22px;
}
.pc-hero-v2-trust-tags span {
    font-size: 12.5px;
    color: var(--pc-slate);
    font-weight: 500;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    white-space: nowrap;
}
.pc-hero-v2-trust-tags i {
    color: var(--pc-emerald);
    font-size: 11px;
}

/* Hero v2 — responsive */
@media (max-width: 900px) {
    .pc-hero-v2 { padding: 56px 0 72px; }
    .pc-hero-v2-stats { grid-template-columns: 1fr 1fr; }
    .pc-hero-v2-stat { border-right: none; border-bottom: 1px solid var(--pc-line); }
    .pc-hero-v2-stat:nth-child(2) { border-right: none; }
    .pc-hero-v2-stat:nth-child(2n) { border-right: none; }
    .pc-hero-v2-stat:nth-child(odd) { border-right: 1px solid var(--pc-line); }
    .pc-hero-v2-stat:nth-last-child(-n+2) { border-bottom: none; }
    .pc-hero-v2-trust { padding: 16px 20px; border-radius: var(--r-lg); flex-direction: column; gap: 14px; }
    .pc-hero-v2-trust-lbl { padding-right: 0; border-right: none; padding-bottom: 8px; border-bottom: 1px solid var(--pc-line); width: 100%; text-align: center; }
    .pc-hero-v2-trust-tags { justify-content: center; }
}
@media (max-width: 540px) {
    .pc-hero-v2 { padding: 40px 0 56px; }
    .pc-hero-v2-top { margin-bottom: 36px; }
    .pc-hero-v2-pill, .pc-hero-v2-pill-light { font-size: 10.5px; padding: 7px 13px; }
    .pc-hero-v2-main { margin-bottom: 40px; }
    .pc-hero-v2-h1 { letter-spacing: -0.025em; }
    .pc-hero-v2-lede { margin-bottom: 24px; }
    .pc-hero-v2-cta .pc-btn-lg { padding: 14px 22px; font-size: 14.5px; }
    .pc-hero-v2-stats { grid-template-columns: 1fr; }
    .pc-hero-v2-stat { border-right: none !important; border-bottom: 1px solid var(--pc-line); padding: 22px 20px; }
    .pc-hero-v2-stat:last-child { border-bottom: none; }
    .pc-hero-v2-trust-tags { gap: 4px 14px; }
    .pc-hero-v2-trust-tags span { font-size: 11.5px; }
}

/* ============ HERO V1 LEGACY (kept for backwards compat) ============ */

/* ============ MISSION / MANIFESTO ============ */
.pc-mission {
    padding: 110px 0;
    background: var(--pc-paper);
}
.pc-mission-grid {
    display: grid;
    grid-template-columns: 0.95fr 1.1fr;
    gap: 80px;
    align-items: center;
}
.pc-mission-visual {
    position: relative;
}
.pc-mission-img {
    border-radius: var(--r-xl);
    overflow: hidden;
    aspect-ratio: 4/5;
    background: var(--pc-mineral);
    box-shadow: var(--sh-card);
    position: relative;
}
.pc-mission-img img {
    width: 100%; height: 100%;
    object-fit: cover;
    transition: transform 1s var(--pc-ease);
}
.pc-mission-img:hover img { transform: scale(1.04); }
.pc-mission-img::after {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: var(--r-xl);
    box-shadow: inset 0 0 0 1px rgba(15,26,46,0.06);
    pointer-events: none;
}
.pc-mission-badge {
    position: absolute;
    bottom: -28px;
    right: -28px;
    background: var(--pc-emerald);
    color: #fff;
    padding: 22px 26px;
    border-radius: var(--r-lg);
    box-shadow: var(--sh-emerald);
    max-width: 220px;
}
.pc-mission-badge .num {
    font-family: var(--font-display);
    font-size: 2.4rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    line-height: 1;
}
.pc-mission-badge .lbl {
    font-size: 12.5px;
    margin-top: 8px;
    opacity: 0.92;
}
.pc-mission-body p {
    font-size: 1.05rem;
    color: var(--pc-slate);
    line-height: 1.75;
    margin-top: 24px;
}
.pc-mission-body p strong { color: var(--pc-ink); font-weight: 700; }
.pc-mission-actions { margin-top: 36px; }

@media (max-width: 960px) {
    .pc-mission { padding: 80px 0; }
    .pc-mission-grid { grid-template-columns: 1fr; gap: 56px; }
    .pc-mission-badge { right: 16px; bottom: -20px; }
}

/* ============ CATALOGUE / OFFERS ============ */
.pc-offers {
    padding: 110px 0;
    background: var(--pc-cream);
}
.pc-offers-head {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    gap: 32px;
    margin-bottom: 56px;
    flex-wrap: wrap;
}
.pc-offers-head h2 { max-width: 720px; }
.pc-offers-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    color: var(--pc-emerald-deep);
    border-bottom: 2px solid var(--pc-emerald);
    padding-bottom: 2px;
}
.pc-offers-link:hover { color: var(--pc-emerald); }

.pc-offers-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
.pc-offer {
    display: flex;
    flex-direction: column;
    background: var(--pc-paper);
    border-radius: var(--r-lg);
    overflow: hidden;
    border: 1px solid var(--pc-line);
    transition: all .35s var(--pc-ease-out);
    color: var(--pc-ink);
}
.pc-offer:hover {
    transform: translateY(-6px);
    box-shadow: var(--sh-lift);
    border-color: var(--pc-emerald);
}
.pc-offer-img {
    aspect-ratio: 16/10;
    overflow: hidden;
    background: var(--pc-mineral);
    position: relative;
}
.pc-offer-img img {
    width: 100%; height: 100%;
    object-fit: cover;
    transition: transform .8s var(--pc-ease);
}
.pc-offer:hover .pc-offer-img img { transform: scale(1.06); }
.pc-offer-badge {
    position: absolute;
    top: 14px;
    left: 14px;
    padding: 5px 12px;
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(8px);
    color: var(--pc-ink);
    border-radius: var(--r-pill);
    font-family: var(--font-mono);
    font-size: 10.5px;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}
.pc-offer-body {
    padding: 26px 26px 28px;
    display: flex;
    flex-direction: column;
    gap: 14px;
    flex: 1;
}
.pc-offer-name {
    font-family: var(--font-display);
    font-size: 1.32rem;
    font-weight: 700;
    color: var(--pc-ink);
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
}
.pc-offer-name i {
    font-size: 14px;
    color: var(--pc-emerald);
    transition: transform .3s var(--pc-ease-out);
}
.pc-offer:hover .pc-offer-name i { transform: translate(4px, -4px); }
.pc-offer-desc {
    color: var(--pc-slate);
    font-size: 14.5px;
    line-height: 1.6;
    flex: 1;
}
.pc-offer-range {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding-top: 14px;
    border-top: 1px dashed var(--pc-line);
}
.pc-offer-range .lbl {
    font-family: var(--font-mono);
    font-size: 11px;
    font-weight: 600;
    color: var(--pc-mute);
    text-transform: uppercase;
    letter-spacing: 0.12em;
}
.pc-offer-range .val {
    font-family: var(--font-display);
    font-size: 1rem;
    font-weight: 700;
    color: var(--pc-emerald-deep);
    letter-spacing: -0.01em;
}

@media (max-width: 980px) {
    .pc-offers-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
    .pc-offers { padding: 80px 0; }
    .pc-offers-grid { grid-template-columns: 1fr; gap: 18px; }
    .pc-offers-head { margin-bottom: 36px; }
}

/* ============ CTA STRIP ============ */
.pc-cta-strip {
    margin-top: 64px;
    background: linear-gradient(135deg, var(--pc-emerald-deep), var(--pc-emerald) 60%, var(--pc-emerald-mid));
    color: #fff;
    border-radius: var(--r-xl);
    padding: 56px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 40px;
    align-items: center;
    position: relative;
    overflow: hidden;
}
.pc-cta-strip::before {
    content: '';
    position: absolute;
    right: -120px; top: -120px;
    width: 320px; height: 320px;
    background: var(--pc-orange);
    border-radius: 50%;
    opacity: 0.15;
    filter: blur(40px);
}
.pc-cta-strip h2 {
    color: #fff;
    font-size: clamp(1.6rem, 3vw, 2.4rem);
    margin-bottom: 12px;
    position: relative;
}
.pc-cta-strip p {
    color: rgba(255,255,255,0.9);
    font-size: 1.05rem;
    max-width: 560px;
    position: relative;
}
.pc-cta-strip-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    position: relative;
}
@media (max-width: 800px) {
    .pc-cta-strip {
        grid-template-columns: 1fr;
        padding: 40px 28px;
    }
}

/* ============ WHY US ============ */
.pc-why {
    padding: 110px 0;
    background: var(--pc-mineral);
}
.pc-why-top {
    display: grid;
    grid-template-columns: 1fr 0.9fr;
    gap: 80px;
    align-items: center;
    margin-bottom: 72px;
}
.pc-why-top p {
    color: var(--pc-slate);
    font-size: 1.05rem;
    line-height: 1.7;
    margin-top: 24px;
}
.pc-why-visual {
    position: relative;
    border-radius: var(--r-xl);
    overflow: hidden;
    aspect-ratio: 5/4;
    box-shadow: var(--sh-card);
}
.pc-why-visual img {
    width: 100%; height: 100%;
    object-fit: cover;
}
.pc-why-visual-tag {
    position: absolute;
    bottom: 20px; left: 20px;
    background: rgba(15,26,46,0.92);
    backdrop-filter: blur(10px);
    color: #fff;
    padding: 18px 22px;
    border-radius: var(--r-md);
    border-left: 4px solid var(--pc-orange);
}
.pc-why-visual-tag .v {
    font-family: var(--font-display);
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--pc-orange);
}
.pc-why-visual-tag .l {
    font-family: var(--font-mono);
    font-size: 11.5px;
    letter-spacing: 0.12em;
    color: rgba(255,255,255,0.75);
    text-transform: uppercase;
    margin-top: 4px;
}

.pc-why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    background: var(--pc-paper);
    border-radius: var(--r-xl);
    overflow: hidden;
    border: 1px solid var(--pc-line);
}
.pc-why-cell {
    padding: 36px 32px;
    border-right: 1px solid var(--pc-line);
    border-bottom: 1px solid var(--pc-line);
    position: relative;
    transition: background .3s var(--pc-ease);
}
.pc-why-cell:hover { background: var(--pc-emerald-soft); }
.pc-why-cell:nth-child(3n) { border-right: none; }
.pc-why-cell:nth-child(n+4) { border-bottom: none; }
.pc-why-cell-num {
    font-family: var(--font-mono);
    font-size: 12px;
    font-weight: 600;
    color: var(--pc-emerald);
    letter-spacing: 0.16em;
    margin-bottom: 16px;
}
.pc-why-cell-ico {
    width: 48px; height: 48px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: var(--r-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 18px;
    transition: all .35s var(--pc-ease-out);
}
.pc-why-cell:nth-child(even) .pc-why-cell-ico {
    background: var(--pc-orange-soft);
    color: var(--pc-orange-deep);
}
.pc-why-cell:hover .pc-why-cell-ico { transform: scale(1.08) rotate(-4deg); }
.pc-why-cell h4 {
    font-size: 1.18rem;
    margin-bottom: 10px;
    color: var(--pc-ink);
}
.pc-why-cell p {
    color: var(--pc-slate);
    font-size: 14.5px;
    line-height: 1.65;
}

@media (max-width: 960px) {
    .pc-why { padding: 80px 0; }
    .pc-why-top { grid-template-columns: 1fr; gap: 48px; }
    .pc-why-grid { grid-template-columns: repeat(2, 1fr); }
    .pc-why-cell:nth-child(3n) { border-right: 1px solid var(--pc-line); }
    .pc-why-cell:nth-child(2n) { border-right: none; }
    .pc-why-cell:nth-child(n+4) { border-bottom: 1px solid var(--pc-line); }
    .pc-why-cell:nth-child(n+5) { border-bottom: none; }
}
@media (max-width: 540px) {
    .pc-why-grid { grid-template-columns: 1fr; }
    .pc-why-cell { border-right: none !important; border-bottom: 1px solid var(--pc-line) !important; }
    .pc-why-cell:last-child { border-bottom: none !important; }
}

/* ============ PROCESS ============ */
.pc-process {
    padding: 110px 0;
    background: var(--pc-paper);
}
.pc-process-head {
    text-align: center;
    margin-bottom: 64px;
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
}
.pc-process-head h2 { margin: 14px 0 14px; }
.pc-process-head p { color: var(--pc-slate); font-size: 1.05rem; }

.pc-process-rail {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 16px;
    position: relative;
}
.pc-process-rail::before {
    content: '';
    position: absolute;
    top: 32px;
    left: 8%;
    right: 8%;
    height: 2px;
    background: repeating-linear-gradient(90deg, var(--pc-emerald) 0 8px, transparent 8px 16px);
    z-index: 0;
}
.pc-step {
    background: var(--pc-paper);
    padding: 16px;
    text-align: center;
    position: relative;
    z-index: 1;
}
.pc-step-circ {
    width: 64px;
    height: 64px;
    margin: 0 auto 20px;
    border-radius: 50%;
    background: var(--pc-paper);
    border: 2px solid var(--pc-emerald);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-weight: 800;
    font-size: 1.2rem;
    color: var(--pc-emerald-deep);
    box-shadow: 0 0 0 6px var(--pc-paper);
    transition: all .3s var(--pc-ease-spring);
}
.pc-step:hover .pc-step-circ {
    background: var(--pc-emerald);
    color: #fff;
    transform: scale(1.08);
}
.pc-step:nth-child(2n) .pc-step-circ { border-color: var(--pc-orange); color: var(--pc-orange-deep); }
.pc-step:nth-child(2n):hover .pc-step-circ { background: var(--pc-orange); color: #fff; }
.pc-step h4 {
    font-size: 1.1rem;
    margin-bottom: 8px;
    color: var(--pc-ink);
}
.pc-step p {
    font-size: 14px;
    color: var(--pc-slate);
    line-height: 1.6;
}

.pc-process-cta {
    margin-top: 64px;
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
}

@media (max-width: 900px) {
    .pc-process-rail { grid-template-columns: repeat(2, 1fr); gap: 32px; }
    .pc-process-rail::before { display: none; }
}
@media (max-width: 480px) {
    .pc-process { padding: 80px 0; }
    .pc-process-rail { grid-template-columns: 1fr; }
}

/* ============ TESTIMONIALS ============ */
.pc-testi {
    padding: 110px 0;
    background: var(--pc-cream);
}
.pc-testi-head {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: end;
    margin-bottom: 56px;
}
.pc-testi-head p {
    color: var(--pc-slate);
    font-size: 1.05rem;
    line-height: 1.7;
}
.pc-testi-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
.pc-testi-card {
    background: var(--pc-paper);
    padding: 32px;
    border-radius: var(--r-lg);
    border: 1px solid var(--pc-line);
    display: flex;
    flex-direction: column;
    gap: 20px;
    position: relative;
    transition: all .3s var(--pc-ease-out);
}
.pc-testi-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--sh-card);
    border-color: var(--pc-emerald);
}
.pc-testi-card::before {
    content: '"';
    position: absolute;
    top: 16px;
    right: 26px;
    font-family: var(--font-display);
    font-size: 5rem;
    color: var(--pc-emerald-soft);
    line-height: 1;
    font-weight: 800;
}
.pc-testi-stars {
    color: var(--pc-amber);
    font-size: 13px;
    display: flex;
    gap: 3px;
}
.pc-testi-quote {
    color: var(--pc-ink-2);
    font-size: 15.5px;
    line-height: 1.65;
    font-style: italic;
    flex: 1;
}
.pc-testi-author {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-top: 18px;
    border-top: 1px solid var(--pc-line);
}
.pc-testi-avatar {
    width: 48px; height: 48px;
    border-radius: 50%;
    overflow: hidden;
    background: var(--pc-mineral);
    flex-shrink: 0;
    border: 2px solid var(--pc-paper);
    box-shadow: var(--sh-soft);
}
.pc-testi-avatar img { width: 100%; height: 100%; object-fit: cover; }
.pc-testi-info h5 {
    font-size: 15px;
    color: var(--pc-ink);
    margin-bottom: 2px;
    font-weight: 700;
}
.pc-testi-info span {
    font-family: var(--font-mono);
    font-size: 11px;
    color: var(--pc-mute);
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

@media (max-width: 900px) {
    .pc-testi-grid { grid-template-columns: repeat(2, 1fr); }
    .pc-testi-head { grid-template-columns: 1fr; gap: 20px; }
}
@media (max-width: 600px) {
    .pc-testi { padding: 80px 0; }
    .pc-testi-grid { grid-template-columns: 1fr; }
}

/* ============ FOOTER ============ */
.pc-footer {
    background: var(--pc-night);
    color: var(--pc-night-ink);
    padding: 96px 0 0;
    position: relative;
    overflow: hidden;
}
.pc-footer::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--pc-emerald), var(--pc-orange));
}
.pc-footer-mq {
    font-family: var(--font-display);
    font-size: clamp(4rem, 12vw, 10rem);
    font-weight: 800;
    letter-spacing: -0.04em;
    color: var(--pc-night-2);
    text-align: center;
    line-height: 0.9;
    margin-bottom: 56px;
    user-select: none;
    pointer-events: none;
}
.pc-footer-top {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
    gap: 56px;
    padding-bottom: 56px;
    border-bottom: 1px solid var(--pc-night-3);
}
.pc-footer-brand img { height: 50px; width: auto; margin-bottom: 22px; }
.pc-footer-desc {
    color: var(--pc-night-mute);
    font-size: 14.5px;
    line-height: 1.7;
    margin-bottom: 24px;
}
.pc-footer-hours {
    padding: 14px 18px;
    background: var(--pc-night-2);
    border-radius: var(--r-md);
    border-left: 3px solid var(--pc-emerald);
}
.pc-footer-hours strong {
    display: block;
    color: var(--pc-night-ink);
    font-size: 13px;
    margin-bottom: 4px;
}
.pc-footer-hours span {
    font-family: var(--font-mono);
    font-size: 12.5px;
    color: var(--pc-night-mute);
}

.pc-footer-col h4 {
    color: var(--pc-night-ink);
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-family: var(--font-body);
}
.pc-footer-col h4::after {
    content: '';
    display: block;
    width: 28px;
    height: 2px;
    background: var(--pc-orange);
    margin-top: 10px;
    border-radius: 2px;
}
.pc-footer-col ul { display: flex; flex-direction: column; gap: 12px; }
.pc-footer-col a {
    color: var(--pc-night-mute);
    font-size: 14px;
    transition: color .2s var(--pc-ease);
}
.pc-footer-col a:hover { color: var(--pc-emerald-mid); }

.pc-footer-contact {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
    padding: 36px 0;
    border-bottom: 1px solid var(--pc-night-3);
}
.pc-footer-contact-cell {
    padding: 20px;
    background: var(--pc-night-2);
    border-radius: var(--r-md);
    display: flex;
    flex-direction: column;
    gap: 6px;
    transition: background .25s var(--pc-ease);
}
.pc-footer-contact-cell:hover { background: var(--pc-night-3); }
.pc-footer-contact-cell i {
    color: var(--pc-emerald-mid);
    font-size: 18px;
    margin-bottom: 4px;
}
.pc-footer-contact-cell:nth-child(2n) i { color: var(--pc-orange); }
.pc-footer-contact-cell h5 {
    color: var(--pc-night-ink);
    font-size: 14.5px;
    font-weight: 700;
    word-break: break-word;
}
.pc-footer-contact-cell span {
    font-size: 12px;
    color: var(--pc-night-mute);
}

.pc-footer-trust {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px;
    padding: 36px 0;
    border-bottom: 1px solid var(--pc-night-3);
}
.pc-footer-trust span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    border-radius: var(--r-pill);
    background: var(--pc-night-2);
    color: var(--pc-night-ink);
    font-size: 12.5px;
    font-weight: 500;
    font-family: var(--font-mono);
    letter-spacing: 0.04em;
}
.pc-footer-trust span i { color: var(--pc-emerald-mid); }

.pc-footer-bot {
    padding: 28px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}
.pc-footer-copy {
    font-size: 12.5px;
    color: var(--pc-night-mute);
    font-family: var(--font-mono);
}
.pc-footer-bot-links {
    display: flex;
    gap: 22px;
}
.pc-footer-bot-links a {
    color: var(--pc-night-mute);
    font-size: 12.5px;
    transition: color .2s var(--pc-ease);
}
.pc-footer-bot-links a:hover { color: var(--pc-orange); }

@media (max-width: 960px) {
    .pc-footer-top { grid-template-columns: 1fr 1fr; gap: 40px; }
    .pc-footer-contact { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 540px) {
    .pc-footer { padding-top: 64px; }
    .pc-footer-top { grid-template-columns: 1fr; gap: 32px; padding-bottom: 36px; }
    .pc-footer-contact { grid-template-columns: 1fr; }
}

/* ============ CALCULATOR MODAL ============ */
.pc-calc {
    position: fixed;
    inset: 0;
    z-index: 250;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    background: rgba(11, 28, 38, 0.72);
    backdrop-filter: blur(6px);
    opacity: 0;
    pointer-events: none;
    transition: opacity .3s var(--pc-ease);
}
.pc-calc.is-open { opacity: 1; pointer-events: auto; }
.pc-calc-box {
    background: var(--pc-paper);
    border-radius: var(--r-xl);
    width: 100%;
    max-width: 520px;
    max-height: 92vh;
    overflow-y: auto;
    padding: 36px;
    position: relative;
    transform: scale(0.94);
    transition: transform .35s var(--pc-ease-spring);
    box-shadow: var(--sh-lift);
}
.pc-calc.is-open .pc-calc-box { transform: scale(1); }
.pc-calc-head {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 28px;
}
.pc-calc-head h3 {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1.4rem;
    color: var(--pc-ink);
}
.pc-calc-head h3 i { color: var(--pc-orange); }
.pc-calc-head p { color: var(--pc-slate-2); font-size: 14px; margin-top: 4px; }
.pc-calc-close {
    width: 38px; height: 38px;
    border-radius: 50%;
    background: var(--pc-mineral);
    color: var(--pc-ink);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    flex-shrink: 0;
    transition: all .2s var(--pc-ease);
}
.pc-calc-close:hover { background: var(--pc-orange); color: #fff; }

.pc-calc-group { margin-bottom: 22px; }
.pc-calc-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}
.pc-calc-row span:first-child {
    font-size: 14px;
    font-weight: 500;
    color: var(--pc-slate);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-family: var(--font-mono);
}
.pc-calc-val {
    font-family: var(--font-display);
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--pc-emerald-deep);
    letter-spacing: -0.02em;
}
.pc-calc input[type="range"] {
    width: 100%;
    height: 8px;
    -webkit-appearance: none;
    appearance: none;
    background: var(--pc-emerald-soft);
    border-radius: var(--r-pill);
    outline: none;
    cursor: pointer;
}
.pc-calc input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px; height: 24px;
    border-radius: 50%;
    background: var(--pc-paper);
    border: 3px solid var(--pc-emerald);
    box-shadow: var(--sh-mid);
    cursor: pointer;
    transition: transform .15s var(--pc-ease);
}
.pc-calc input[type="range"]::-moz-range-thumb {
    width: 24px; height: 24px;
    border-radius: 50%;
    background: var(--pc-paper);
    border: 3px solid var(--pc-emerald);
    box-shadow: var(--sh-mid);
    cursor: pointer;
}
.pc-calc input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.15); }
.pc-calc-ends {
    display: flex;
    justify-content: space-between;
    margin-top: 8px;
    font-family: var(--font-mono);
    font-size: 11.5px;
    color: var(--pc-mute);
}

.pc-calc-rate {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 18px;
    background: var(--pc-orange-soft);
    border-radius: var(--r-md);
    margin-bottom: 24px;
    border: 1px solid rgba(249, 115, 22, 0.2);
}
.pc-calc-rate-lbl {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--pc-orange-deep);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-family: var(--font-mono);
}
.pc-calc-rate-lbl i { font-size: 14px; }
.pc-calc-rate-val {
    font-family: var(--font-display);
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--pc-orange-deep);
    letter-spacing: -0.02em;
}

.pc-calc-result {
    text-align: center;
    padding: 26px;
    background: linear-gradient(135deg, var(--pc-emerald-deep), var(--pc-emerald));
    color: #fff;
    border-radius: var(--r-lg);
    margin-bottom: 18px;
}
.pc-calc-result .lbl {
    font-family: var(--font-mono);
    font-size: 12px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    opacity: 0.85;
    margin-bottom: 8px;
}
.pc-calc-result .val {
    font-family: var(--font-display);
    font-size: 2.8rem;
    font-weight: 800;
    letter-spacing: -0.03em;
}

.pc-calc-details {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 22px;
}
.pc-calc-details > div {
    padding: 14px 16px;
    background: var(--pc-mineral);
    border-radius: var(--r-md);
}
.pc-calc-details .lbl {
    font-size: 11.5px;
    font-family: var(--font-mono);
    color: var(--pc-mute);
    text-transform: uppercase;
    letter-spacing: 0.1em;
}
.pc-calc-details .val {
    font-family: var(--font-display);
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--pc-ink);
    margin-top: 4px;
}
.pc-calc-disclaimer {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    padding: 12px;
    background: var(--pc-line-soft);
    border-radius: var(--r-md);
    font-size: 12.5px;
    color: var(--pc-slate-2);
    line-height: 1.5;
    margin-bottom: 18px;
}
.pc-calc-disclaimer i { color: var(--pc-emerald); margin-top: 2px; }

/* ============ LOGIN MODAL ============ */
.pc-login {
    position: fixed;
    inset: 0;
    z-index: 250;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    background: rgba(11, 28, 38, 0.72);
    backdrop-filter: blur(6px);
    opacity: 0;
    pointer-events: none;
    transition: opacity .3s var(--pc-ease);
}
.pc-login.is-open { opacity: 1; pointer-events: auto; }
.pc-login-box {
    background: var(--pc-paper);
    border-radius: var(--r-xl);
    width: 100%;
    max-width: 440px;
    padding: 40px;
    position: relative;
    transform: scale(0.94);
    transition: transform .35s var(--pc-ease-spring);
    box-shadow: var(--sh-lift);
}
.pc-login.is-open .pc-login-box { transform: scale(1); }
.pc-login-close {
    position: absolute;
    top: 16px; right: 16px;
    width: 36px; height: 36px;
    border-radius: 50%;
    background: var(--pc-mineral);
    color: var(--pc-ink);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    font-size: 18px;
    transition: all .2s var(--pc-ease);
}
.pc-login-close:hover { background: var(--pc-orange); color: #fff; }
.pc-login-head { text-align: center; margin-bottom: 28px; }
.pc-login-ico {
    width: 64px; height: 64px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    font-size: 22px;
}
.pc-login-head h2 { font-size: 1.5rem; color: var(--pc-ink); margin-bottom: 6px; }
.pc-login-head p { color: var(--pc-slate-2); font-size: 14px; }
.pc-login-group { margin-bottom: 18px; }
.pc-login-group label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--pc-ink-2);
    margin-bottom: 8px;
}
.pc-login-input-wrap {
    position: relative;
    display: flex;
    align-items: center;
}
.pc-login-input-wrap i {
    position: absolute;
    left: 16px;
    color: var(--pc-mute);
    pointer-events: none;
}
.pc-login-input-wrap input {
    width: 100%;
    padding: 14px 18px 14px 44px;
    border: 1px solid var(--pc-line);
    border-radius: var(--r-md);
    font-family: inherit;
    font-size: 15px;
    color: var(--pc-ink);
    background: var(--pc-paper);
    transition: all .2s var(--pc-ease);
}
.pc-login-input-wrap input:focus {
    outline: none;
    border-color: var(--pc-emerald);
    box-shadow: 0 0 0 4px var(--pc-emerald-soft);
}
.pc-login-foot {
    margin-top: 22px;
    text-align: center;
    font-size: 12.5px;
    color: var(--pc-mute);
    font-family: var(--font-mono);
    letter-spacing: 0.04em;
}
.pc-login-foot i { color: var(--pc-emerald); margin-right: 4px; }

/* ============ GENERIC PAGE HEADER ============ */
.pc-page-hero {
    position: relative;
    padding: 88px 0 64px;
    background:
        radial-gradient(circle at 80% 30%, var(--pc-emerald-soft) 0%, transparent 55%),
        radial-gradient(circle at 10% 90%, var(--pc-orange-soft) 0%, transparent 55%),
        var(--pc-cream);
    overflow: hidden;
}
.pc-page-hero-inner {
    max-width: 820px;
    text-align: center;
    margin: 0 auto;
}
.pc-page-hero h1 {
    font-size: clamp(2.4rem, 5vw, 4rem);
    margin: 18px 0 18px;
    letter-spacing: -0.03em;
}
.pc-page-hero h1 .accent { color: var(--pc-emerald); font-style: italic; }
.pc-page-hero p {
    color: var(--pc-slate);
    font-size: 1.1rem;
    line-height: 1.65;
    max-width: 640px;
    margin: 0 auto;
}
.pc-bcrumb {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-mono);
    font-size: 12px;
    color: var(--pc-mute);
    letter-spacing: 0.1em;
    text-transform: uppercase;
}
.pc-bcrumb a { color: var(--pc-emerald-deep); }
.pc-bcrumb a:hover { color: var(--pc-emerald); }

/* ============ FORMS (general) ============ */
.pc-form-grid { display: grid; gap: 18px; }
.pc-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 600px) { .pc-form-row { grid-template-columns: 1fr; } }
.pc-field { display: flex; flex-direction: column; gap: 8px; }
.pc-field label {
    font-size: 13px;
    font-weight: 600;
    color: var(--pc-ink-2);
}
.pc-field input, .pc-field select, .pc-field textarea {
    padding: 14px 16px;
    border: 1px solid var(--pc-line);
    border-radius: var(--r-md);
    font-family: inherit;
    font-size: 15px;
    color: var(--pc-ink);
    background: var(--pc-paper);
    transition: all .2s var(--pc-ease);
    width: 100%;
}
.pc-field input:focus, .pc-field select:focus, .pc-field textarea:focus {
    outline: none;
    border-color: var(--pc-emerald);
    box-shadow: 0 0 0 4px var(--pc-emerald-soft);
}
.pc-field-hint { font-size: 12.5px; color: var(--pc-mute); }

/* ============ CONTENT BLOCKS ============ */
.pc-prose { max-width: 820px; margin: 0 auto; }
.pc-prose h2 { font-size: 1.6rem; margin: 40px 0 16px; color: var(--pc-ink); }
.pc-prose h3 { font-size: 1.25rem; margin: 28px 0 12px; color: var(--pc-emerald-deep); }
.pc-prose p { margin-bottom: 16px; color: var(--pc-slate); line-height: 1.75; font-size: 16px; }
.pc-prose ul { margin: 16px 0 16px 24px; }
.pc-prose ul li { margin-bottom: 8px; color: var(--pc-slate); position: relative; padding-left: 6px; }
.pc-prose ul li::marker { color: var(--pc-emerald); }
.pc-prose strong { color: var(--pc-ink); font-weight: 700; }
.pc-prose a { color: var(--pc-emerald-deep); border-bottom: 1px solid var(--pc-emerald); }

/* ============ ABOUT — SPECIFIC BLOCKS ============ */
.pc-stats-band {
    background: var(--pc-ink);
    color: #fff;
    padding: 64px 0;
    position: relative;
    overflow: hidden;
}
.pc-stats-band::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--pc-emerald), var(--pc-orange));
}
.pc-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}
.pc-stats-grid > div { text-align: center; }
.pc-stats-grid .v {
    font-family: var(--font-display);
    font-size: 3rem;
    font-weight: 800;
    color: var(--pc-emerald-mid);
    letter-spacing: -0.03em;
    line-height: 1;
}
.pc-stats-grid > div:nth-child(2n) .v { color: var(--pc-orange); }
.pc-stats-grid .l {
    font-size: 13px;
    color: var(--pc-night-mute);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-top: 8px;
    font-family: var(--font-mono);
}
@media (max-width: 700px) { .pc-stats-grid { grid-template-columns: repeat(2, 1fr); gap: 28px; } }

.pc-team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}
.pc-team-card {
    background: var(--pc-paper);
    border-radius: var(--r-lg);
    overflow: hidden;
    border: 1px solid var(--pc-line);
    transition: all .3s var(--pc-ease-out);
}
.pc-team-card:hover { transform: translateY(-4px); box-shadow: var(--sh-card); }
.pc-team-card-img {
    aspect-ratio: 1/1;
    overflow: hidden;
    background: var(--pc-mineral);
}
.pc-team-card-img img { width: 100%; height: 100%; object-fit: cover; }
.pc-team-card-body { padding: 22px 24px; }
.pc-team-card h4 { font-size: 1.15rem; margin-bottom: 4px; }
.pc-team-card .role {
    color: var(--pc-emerald-deep);
    font-family: var(--font-mono);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-weight: 600;
}
.pc-team-card p { margin-top: 12px; color: var(--pc-slate); font-size: 14px; line-height: 1.6; }
@media (max-width: 800px) { .pc-team-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .pc-team-grid { grid-template-columns: 1fr; } }

.pc-values-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
.pc-value-card {
    background: var(--pc-paper);
    padding: 32px;
    border-radius: var(--r-lg);
    border: 1px solid var(--pc-line);
    transition: all .3s var(--pc-ease-out);
}
.pc-value-card:hover { transform: translateY(-4px); box-shadow: var(--sh-card); border-color: var(--pc-emerald); }
.pc-value-ico {
    width: 56px; height: 56px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: var(--r-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 20px;
}
.pc-value-card:nth-child(3n+2) .pc-value-ico {
    background: var(--pc-orange-soft);
    color: var(--pc-orange-deep);
}
.pc-value-card h4 { font-size: 1.2rem; margin-bottom: 10px; }
.pc-value-card p { color: var(--pc-slate); font-size: 14.5px; line-height: 1.65; }
@media (max-width: 800px) { .pc-values-grid { grid-template-columns: 1fr; } }

/* ============ ELIGIBILITY ============ */
.pc-elig-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: flex-start;
}
.pc-check-list { display: flex; flex-direction: column; gap: 14px; }
.pc-check-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 18px 20px;
    background: var(--pc-paper);
    border-radius: var(--r-md);
    border: 1px solid var(--pc-line);
}
.pc-check-item .ico {
    width: 32px; height: 32px;
    background: var(--pc-emerald);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    flex-shrink: 0;
}
.pc-check-item h5 { font-size: 15.5px; margin-bottom: 4px; }
.pc-check-item p { color: var(--pc-slate); font-size: 14px; line-height: 1.55; }
@media (max-width: 800px) { .pc-elig-grid { grid-template-columns: 1fr; gap: 36px; } }

/* ============ CONTACT ============ */
.pc-contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: flex-start;
}
.pc-contact-card {
    background: var(--pc-paper);
    padding: 36px;
    border-radius: var(--r-xl);
    border: 1px solid var(--pc-line);
    box-shadow: var(--sh-soft);
}
.pc-contact-card h3 { font-size: 1.4rem; margin-bottom: 8px; }
.pc-contact-card > p { color: var(--pc-slate); font-size: 14.5px; margin-bottom: 26px; }
.pc-contact-info { display: flex; flex-direction: column; gap: 18px; }
.pc-contact-info-row {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    padding: 16px;
    background: var(--pc-mineral);
    border-radius: var(--r-md);
}
.pc-contact-info-row i {
    color: var(--pc-emerald-deep);
    font-size: 18px;
    margin-top: 3px;
    width: 22px;
}
.pc-contact-info-row h5 { font-size: 14px; margin-bottom: 4px; color: var(--pc-ink); }
.pc-contact-info-row p { font-size: 14px; color: var(--pc-slate); line-height: 1.55; }
.pc-contact-map {
    margin-top: 22px;
    aspect-ratio: 16/10;
    border-radius: var(--r-md);
    overflow: hidden;
    border: 1px solid var(--pc-line);
}
.pc-contact-map iframe { width: 100%; height: 100%; border: 0; }
@media (max-width: 900px) { .pc-contact-grid { grid-template-columns: 1fr; gap: 32px; } }

/* ============ FAQ ============ */
.pc-faq-list { display: flex; flex-direction: column; gap: 12px; max-width: 880px; margin: 0 auto; }
.pc-faq-item {
    background: var(--pc-paper);
    border: 1px solid var(--pc-line);
    border-radius: var(--r-md);
    overflow: hidden;
    transition: all .25s var(--pc-ease);
}
.pc-faq-item.is-open { border-color: var(--pc-emerald); box-shadow: var(--sh-soft); }
.pc-faq-q {
    width: 100%;
    text-align: left;
    padding: 22px 26px;
    background: transparent;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--pc-ink);
}
.pc-faq-q::after {
    content: '+';
    font-family: var(--font-display);
    font-size: 1.6rem;
    color: var(--pc-emerald);
    transition: transform .25s var(--pc-ease);
    flex-shrink: 0;
}
.pc-faq-item.is-open .pc-faq-q::after { transform: rotate(45deg); color: var(--pc-orange); }
.pc-faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height .3s var(--pc-ease);
    padding: 0 26px;
}
.pc-faq-item.is-open .pc-faq-a { max-height: 800px; padding: 0 26px 22px; }
.pc-faq-a p { color: var(--pc-slate); line-height: 1.7; font-size: 15px; margin-bottom: 12px; }

/* ============ STORIES (success-stories) ============ */
.pc-stories-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
}
.pc-story-card {
    background: var(--pc-paper);
    border-radius: var(--r-lg);
    overflow: hidden;
    border: 1px solid var(--pc-line);
    display: grid;
    grid-template-columns: 1fr 1.2fr;
}
.pc-story-img { background: var(--pc-mineral); aspect-ratio: 4/5; overflow: hidden; }
.pc-story-img img { width: 100%; height: 100%; object-fit: cover; }
.pc-story-body { padding: 28px; display: flex; flex-direction: column; gap: 16px; }
.pc-story-tag {
    font-family: var(--font-mono);
    font-size: 11px;
    color: var(--pc-orange-deep);
    text-transform: uppercase;
    letter-spacing: 0.12em;
    font-weight: 600;
}
.pc-story-body h4 { font-size: 1.15rem; }
.pc-story-body blockquote {
    font-size: 14.5px;
    color: var(--pc-slate);
    line-height: 1.65;
    font-style: italic;
    flex: 1;
}
.pc-story-meta {
    padding-top: 14px;
    border-top: 1px solid var(--pc-line);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 13px;
    color: var(--pc-slate-2);
}
.pc-story-meta .amt { font-family: var(--font-display); font-weight: 700; color: var(--pc-emerald-deep); }
@media (max-width: 800px) {
    .pc-stories-grid { grid-template-columns: 1fr; }
    .pc-story-card { grid-template-columns: 1fr; }
    .pc-story-img { aspect-ratio: 16/9; }
}

/* ============ GET-LOAN MULTISTEP ============ */
.pc-form-shell {
    max-width: 880px;
    margin: 0 auto;
    background: var(--pc-paper);
    border-radius: var(--r-xl);
    box-shadow: var(--sh-card);
    border: 1px solid var(--pc-line);
    overflow: hidden;
}
.pc-form-progress {
    display: flex;
    background: var(--pc-mineral);
    padding: 18px 32px;
    gap: 12px;
    border-bottom: 1px solid var(--pc-line);
    overflow-x: auto;
}
.pc-form-step-dot {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 14px;
    border-radius: var(--r-pill);
    font-family: var(--font-mono);
    font-size: 12px;
    font-weight: 600;
    color: var(--pc-mute);
    background: transparent;
    flex-shrink: 0;
    transition: all .25s var(--pc-ease);
}
.pc-form-step-dot .n {
    width: 22px; height: 22px;
    border-radius: 50%;
    background: var(--pc-line);
    color: var(--pc-slate);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
}
.pc-form-step-dot.is-active {
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
}
.pc-form-step-dot.is-active .n { background: var(--pc-emerald); color: #fff; }
.pc-form-step-dot.is-done .n { background: var(--pc-emerald); color: #fff; }
.pc-form-content { padding: 40px; }
.pc-form-content h3 { font-size: 1.5rem; margin-bottom: 8px; }
.pc-form-content > p { color: var(--pc-slate); margin-bottom: 28px; font-size: 14.5px; }
.pc-step { display: none; }
.pc-step.is-active { display: block; }
.pc-form-nav {
    display: flex;
    justify-content: space-between;
    padding: 24px 40px;
    background: var(--pc-line-soft);
    border-top: 1px solid var(--pc-line);
}
@media (max-width: 600px) { .pc-form-content { padding: 28px 20px; } .pc-form-nav { padding: 18px 20px; } }

/* loan-type cards (radio selectors) */
.pc-type-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
}
.pc-type-card {
    border: 2px solid var(--pc-line);
    padding: 18px;
    border-radius: var(--r-md);
    cursor: pointer;
    transition: all .25s var(--pc-ease);
    display: flex;
    gap: 14px;
    align-items: flex-start;
}
.pc-type-card:hover { border-color: var(--pc-emerald); }
.pc-type-card.is-active { border-color: var(--pc-emerald); background: var(--pc-emerald-soft); }
.pc-type-card .ico {
    width: 40px; height: 40px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: var(--r-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 17px;
    flex-shrink: 0;
}
.pc-type-card.is-active .ico { background: var(--pc-emerald); color: #fff; }
.pc-type-card h5 { font-size: 14.5px; margin-bottom: 4px; }
.pc-type-card p { font-size: 12.5px; color: var(--pc-slate-2); line-height: 1.45; }
@media (max-width: 600px) { .pc-type-grid { grid-template-columns: 1fr; } }

/* ============ ANIMATIONS / UTIL ============ */
.pc-reveal { opacity: 0; transform: translateY(20px); transition: opacity .7s var(--pc-ease-out), transform .7s var(--pc-ease-out); }
.pc-reveal.is-visible { opacity: 1; transform: translateY(0); }

/* hidden helper */
.pc-hidden { display: none !important; }

/* ============ NAV DROPDOWNS ============ */
.pc-has-drop {
    position: relative;
}
.pc-drop-trigger {
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.pc-drop-caret {
    font-size: 9px;
    transition: transform .25s var(--pc-ease);
    margin-top: 1px;
}
.pc-has-drop:hover .pc-drop-caret,
.pc-has-drop.is-active-drop .pc-drop-caret {
    transform: rotate(180deg);
}

/* Simple dropdown (Support) */
.pc-dropmenu {
    position: absolute;
    top: calc(100% + 12px);
    right: 0;
    min-width: 320px;
    background: var(--pc-paper);
    border-radius: var(--r-lg);
    border: 1px solid var(--pc-line);
    box-shadow: 0 24px 60px rgba(11,28,38,0.18), 0 8px 20px rgba(11,28,38,0.08);
    padding: 12px;
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: all .28s var(--pc-ease-out);
    z-index: 110;
}
.pc-has-drop:hover .pc-dropmenu,
.pc-has-drop.is-active-drop .pc-dropmenu,
.pc-has-drop:focus-within .pc-dropmenu {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
}
.pc-dropmenu::before {
    content: "";
    position: absolute;
    top: -8px;
    right: 28px;
    width: 14px;
    height: 14px;
    background: var(--pc-paper);
    border-left: 1px solid var(--pc-line);
    border-top: 1px solid var(--pc-line);
    transform: rotate(45deg);
}
.pc-drop-item {
    display: flex;
    gap: 12px;
    align-items: center;
    padding: 10px 12px;
    border-radius: var(--r-md);
    transition: background .2s var(--pc-ease);
}
.pc-drop-item:hover {
    background: var(--pc-emerald-soft);
}
.pc-drop-item.is-active {
    background: var(--pc-emerald-soft);
}
.pc-drop-ico {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    flex-shrink: 0;
}
.pc-drop-ico.or {
    background: var(--pc-orange-soft);
    color: var(--pc-orange-deep);
}
.pc-drop-item h5 {
    font-family: var(--font-display);
    font-size: 14px;
    color: var(--pc-ink);
    font-weight: 700;
    margin-bottom: 2px;
}
.pc-drop-item > div > span {
    font-size: 12px;
    color: var(--pc-slate-2);
    display: block;
}
.pc-drop-sep {
    height: 1px;
    background: var(--pc-line);
    margin: 6px 4px;
}

/* Megamenu (Loan Offers) */
.pc-megamenu {
    position: absolute;
    top: calc(100% + 12px);
    left: 50%;
    transform: translate(-50%, -8px);
    width: min(720px, calc(100vw - 40px));
    background: var(--pc-paper);
    border-radius: var(--r-xl);
    border: 1px solid var(--pc-line);
    box-shadow: 0 30px 70px rgba(11,28,38,0.20), 0 10px 24px rgba(11,28,38,0.08);
    padding: 0;
    opacity: 0;
    pointer-events: none;
    transition: all .3s var(--pc-ease-out);
    z-index: 110;
    overflow: hidden;
}
.pc-has-drop:hover > .pc-megamenu,
.pc-has-drop.is-active-drop > .pc-megamenu,
.pc-has-drop:focus-within > .pc-megamenu {
    opacity: 1;
    pointer-events: auto;
    transform: translate(-50%, 0);
}
.pc-megamenu-inner {
    padding: 24px 28px;
}
.pc-megamenu-head {
    border-bottom: 1px solid var(--pc-line);
    padding-bottom: 16px;
    margin-bottom: 18px;
}
.pc-megamenu-eyebrow {
    font-family: var(--font-mono);
    font-size: 11px;
    letter-spacing: 0.14em;
    color: var(--pc-orange-deep);
    text-transform: uppercase;
    font-weight: 600;
}
.pc-megamenu-head h4 {
    font-family: var(--font-display);
    font-size: 1.3rem;
    margin: 6px 0 4px;
    color: var(--pc-ink);
    letter-spacing: -0.02em;
}
.pc-megamenu-head h4 .accent { color: var(--pc-emerald-deep); }
.pc-megamenu-head p {
    font-size: 13px;
    color: var(--pc-slate);
}
.pc-megamenu-grid {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 6px;
}
.pc-mega-item {
    display: flex;
    gap: 12px;
    align-items: center;
    padding: 10px 12px;
    border-radius: var(--r-md);
    transition: background .2s var(--pc-ease);
}
.pc-mega-item:hover {
    background: var(--pc-mineral);
}
.pc-mega-ico {
    width: 36px;
    height: 36px;
    border-radius: var(--r-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    flex-shrink: 0;
}
.pc-mega-ico.em {
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
}
.pc-mega-ico.or {
    background: var(--pc-orange-soft);
    color: var(--pc-orange-deep);
}
.pc-mega-item h5 {
    font-family: var(--font-display);
    font-size: 13.5px;
    font-weight: 700;
    color: var(--pc-ink);
    margin: 0 0 1px;
    line-height: 1.2;
}
.pc-mega-item > div > span {
    font-family: var(--font-mono);
    font-size: 11px;
    color: var(--pc-slate-2);
    letter-spacing: 0.04em;
}
.pc-megamenu-foot {
    margin-top: 18px;
    padding-top: 16px;
    border-top: 1px solid var(--pc-line);
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
}
.pc-megamenu-link {
    font-size: 13.5px;
    font-weight: 600;
    color: var(--pc-emerald-deep);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: gap .25s var(--pc-ease);
}
.pc-megamenu-link:hover { gap: 10px; }
.pc-btn-sm {
    padding: 8px 16px !important;
    font-size: 13px !important;
}

/* MOBILE DRAWER GROUPS (collapsible) */
.pc-drawer-group {
    margin: 4px 0;
}
.pc-drawer-group-head {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 16px;
    border-radius: var(--r-md);
    font-weight: 500;
    color: var(--pc-ink-2);
    background: transparent;
    border: none;
    text-align: left;
    cursor: pointer;
    font-size: 15px;
    font-family: var(--font-body);
}
.pc-drawer-group-head:hover {
    background: var(--pc-mineral);
}
.pc-drawer-group-head i {
    font-size: 12px;
    transition: transform .25s var(--pc-ease);
    color: var(--pc-mute);
}
.pc-drawer-group-head.is-open i {
    transform: rotate(180deg);
    color: var(--pc-emerald-deep);
}
.pc-drawer-group-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height .35s var(--pc-ease-out);
    padding-left: 12px;
}
.pc-drawer-group-body a {
    padding: 10px 14px;
    font-size: 14px;
    display: flex !important;
    align-items: center;
    gap: 10px;
}
.pc-drawer-group-body a i {
    width: 18px;
    color: var(--pc-emerald-deep);
    font-size: 13px;
}
.pc-drawer-allcat {
    color: var(--pc-emerald-deep) !important;
    background: var(--pc-emerald-soft) !important;
    margin-top: 6px;
}

@media (max-width: 1024px) {
    /* Hide dropdowns on mobile — handled by drawer */
    .pc-megamenu,
    .pc-dropmenu { display: none !important; }
}

/* ============ HERO V3 — split with image ============ */
.pc-hero-v3 {
    position: relative;
    padding: 64px 0 80px;
    background: var(--pc-cream);
    overflow: hidden;
    isolation: isolate;
}
.pc-hero-v3-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
    pointer-events: none;
    background:
        radial-gradient(circle at 0% 0%, rgba(13,155,108,0.10) 0%, transparent 38%),
        radial-gradient(circle at 100% 100%, rgba(249,115,22,0.07) 0%, transparent 38%);
}
.pc-hero-v3-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.05fr 1fr;
    gap: 64px;
    align-items: center;
    margin-bottom: 56px;
}

/* LEFT: content */
.pc-hero-v3-content { max-width: 600px; }
.pc-hero-v3-tag {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 16px;
    background: var(--pc-emerald-soft);
    color: var(--pc-emerald-deep);
    border-radius: var(--r-pill);
    font-family: var(--font-mono);
    font-size: 11.5px;
    letter-spacing: 0.08em;
    font-weight: 700;
    text-transform: uppercase;
    margin-bottom: 24px;
}
.pc-hero-v3-tag .dot {
    width: 7px;
    height: 7px;
    background: var(--pc-emerald);
    border-radius: 50%;
    animation: pcPulse 2s infinite;
    box-shadow: 0 0 0 3px rgba(13,155,108,0.25);
}
.pc-hero-v3-h1 {
    font-family: var(--font-display);
    font-size: clamp(2.4rem, 4.6vw, 4rem);
    font-weight: 800;
    line-height: 1.05;
    letter-spacing: -0.032em;
    color: var(--pc-ink);
    margin-bottom: 22px;
}
.pc-hero-v3-h1 .em {
    background: linear-gradient(135deg, var(--pc-emerald-deep), var(--pc-emerald));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    position: relative;
}
.pc-hero-v3-lede {
    font-size: 1.1rem;
    color: var(--pc-slate);
    line-height: 1.6;
    margin-bottom: 32px;
    max-width: 540px;
}
.pc-hero-v3-cta {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 36px;
}
.pc-hero-v3-trust {
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 16px 22px;
    background: var(--pc-paper);
    border: 1px solid var(--pc-line);
    border-radius: var(--r-md);
    max-width: 520px;
}
.pc-hero-v3-trust-item {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 12.5px;
    color: var(--pc-slate);
    line-height: 1.4;
}
.pc-hero-v3-trust-item i {
    font-size: 18px;
    color: var(--pc-emerald-deep);
    flex-shrink: 0;
}
.pc-hero-v3-trust-item strong {
    color: var(--pc-ink);
    font-weight: 700;
}
.pc-hero-v3-trust-sep {
    width: 1px;
    height: 32px;
    background: var(--pc-line);
}

/* RIGHT: visual */
.pc-hero-v3-visual {
    position: relative;
    aspect-ratio: 5/6;
    max-width: 520px;
    margin-left: auto;
    width: 100%;
}
.pc-hero-v3-img-frame {
    position: absolute;
    inset: 0;
    border-radius: var(--r-xl);
    overflow: hidden;
    box-shadow: 0 30px 60px rgba(11,28,38,0.18), 0 12px 24px rgba(11,28,38,0.08);
}
.pc-hero-v3-img-frame img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}
.pc-hero-v3-img-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(135deg, rgba(6,122,86,0.12) 0%, transparent 50%),
        linear-gradient(45deg, rgba(11,28,38,0.18) 0%, transparent 60%);
}

/* Floating cards */
.pc-hero-v3-card {
    position: absolute;
    background: var(--pc-paper);
    border-radius: var(--r-lg);
    box-shadow: 0 18px 40px rgba(11,28,38,0.16), 0 6px 12px rgba(11,28,38,0.06);
    border: 1px solid var(--pc-line);
}
.pc-hero-v3-card-rate {
    top: 32px;
    left: -42px;
    padding: 18px 22px;
    min-width: 180px;
    animation: pcFloatA 6s ease-in-out infinite;
}
.pc-hero-v3-card-rate .lbl {
    font-family: var(--font-mono);
    font-size: 10.5px;
    color: var(--pc-mute);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 4px;
}
.pc-hero-v3-card-rate .val {
    font-family: var(--font-display);
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--pc-emerald-deep);
    letter-spacing: -0.03em;
    line-height: 1;
}
.pc-hero-v3-card-rate .val span {
    font-size: 1.2rem;
    vertical-align: super;
    margin-left: -2px;
}
.pc-hero-v3-card-rate .sub {
    font-size: 11px;
    color: var(--pc-slate-2);
    margin-top: 6px;
    display: flex;
    align-items: center;
    gap: 5px;
}
.pc-hero-v3-card-rate .sub i {
    color: var(--pc-emerald);
    font-size: 10px;
}

.pc-hero-v3-card-speed {
    bottom: 80px;
    right: -42px;
    padding: 16px 20px;
    display: flex;
    align-items: center;
    gap: 14px;
    animation: pcFloatB 7s ease-in-out infinite;
}
.pc-hero-v3-card-speed .ico {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--pc-orange-deep), var(--pc-orange));
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}
.pc-hero-v3-card-speed .big {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--pc-orange-deep);
    line-height: 1;
    letter-spacing: -0.02em;
}
.pc-hero-v3-card-speed .small {
    font-size: 10.5px;
    color: var(--pc-slate-2);
    margin-top: 4px;
}

.pc-hero-v3-card-rating {
    bottom: -24px;
    left: 32px;
    padding: 14px 20px;
    animation: pcFloatA 8s ease-in-out infinite;
}
.pc-hero-v3-card-rating .stars {
    display: flex;
    gap: 3px;
    color: var(--pc-amber);
    font-size: 13px;
    margin-bottom: 4px;
}
.pc-hero-v3-card-rating .rating-text {
    font-size: 11.5px;
    color: var(--pc-slate);
}
.pc-hero-v3-card-rating strong { color: var(--pc-ink); font-weight: 700; }

@keyframes pcFloatA {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}
@keyframes pcFloatB {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(8px); }
}

/* Stats below */
.pc-hero-v3-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    background: var(--pc-paper);
    border: 1px solid var(--pc-line);
    border-radius: var(--r-xl);
    overflow: hidden;
    box-shadow: var(--sh-card);
}
.pc-hero-v3-stat {
    padding: 24px 26px;
    border-right: 1px solid var(--pc-line);
}
.pc-hero-v3-stat:last-child { border-right: none; }
.pc-hero-v3-stat .lbl {
    font-family: var(--font-mono);
    font-size: 11px;
    color: var(--pc-mute);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 8px;
}
.pc-hero-v3-stat .val {
    font-family: var(--font-display);
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--pc-ink);
    letter-spacing: -0.03em;
    line-height: 1;
    margin-bottom: 6px;
}
.pc-hero-v3-stat .val.em { color: var(--pc-emerald-deep); }
.pc-hero-v3-stat .val.or { color: var(--pc-orange-deep); }
.pc-hero-v3-stat .val .pct {
    font-size: 1.3rem;
    vertical-align: super;
    margin-left: -2px;
}
.pc-hero-v3-stat .sub {
    font-size: 12px;
    color: var(--pc-slate-2);
    line-height: 1.4;
}

/* Responsive */
@media (max-width: 1100px) {
    .pc-hero-v3-card-rate { left: -20px; }
    .pc-hero-v3-card-speed { right: -20px; }
}
@media (max-width: 960px) {
    .pc-hero-v3-grid {
        grid-template-columns: 1fr;
        gap: 56px;
    }
    .pc-hero-v3 { padding: 48px 0 70px; }
    .pc-hero-v3-content { max-width: 100%; }
    .pc-hero-v3-visual {
        max-width: 460px;
        margin: 0 auto;
        aspect-ratio: 4/5;
    }
    .pc-hero-v3-stats { grid-template-columns: 1fr 1fr; }
    .pc-hero-v3-stat:nth-child(2) { border-right: none; }
    .pc-hero-v3-stat:nth-child(1), .pc-hero-v3-stat:nth-child(2) {
        border-bottom: 1px solid var(--pc-line);
    }
}
@media (max-width: 600px) {
    .pc-hero-v3 { padding: 32px 0 56px; }
    .pc-hero-v3-grid { gap: 48px; margin-bottom: 40px; }
    .pc-hero-v3-h1 { font-size: clamp(2rem, 8vw, 2.6rem); }
    .pc-hero-v3-lede { font-size: 1rem; }
    .pc-hero-v3-trust {
        flex-direction: column;
        gap: 12px;
        align-items: flex-start;
        padding: 14px 18px;
    }
    .pc-hero-v3-trust-sep {
        width: 100%;
        height: 1px;
    }
    .pc-hero-v3-visual {
        max-width: 360px;
        aspect-ratio: 1/1.1;
    }
    .pc-hero-v3-card-rate {
        top: 18px;
        left: -10px;
        padding: 14px 18px;
        min-width: 140px;
    }
    .pc-hero-v3-card-rate .val { font-size: 1.7rem; }
    .pc-hero-v3-card-speed {
        bottom: 50px;
        right: -10px;
        padding: 12px 16px;
        gap: 10px;
    }
    .pc-hero-v3-card-speed .ico { width: 36px; height: 36px; font-size: 14px; }
    .pc-hero-v3-card-speed .big { font-size: 1.2rem; }
    .pc-hero-v3-card-rating {
        bottom: -16px;
        left: 16px;
        padding: 10px 14px;
    }
    .pc-hero-v3-stats { grid-template-columns: 1fr; }
    .pc-hero-v3-stat {
        border-right: none !important;
        border-bottom: 1px solid var(--pc-line);
        padding: 18px 22px;
    }
    .pc-hero-v3-stat:last-child { border-bottom: none; }
}
@media (max-width: 380px) {
    .pc-hero-v3-card-rate { left: 0; min-width: 130px; }
    .pc-hero-v3-card-speed { right: 0; }
    .pc-hero-v3-card-rate .val { font-size: 1.4rem; }
}