Authorised & regulated · Central Bank of Ireland
Mon–Fri · 08:00–18:00 38 European markets
Portal
Now lending · 27 European markets

The fastest path to funding in Europe.

Prestige Credit extends fixed-rate financing to individuals and businesses across Europe. One rate, no surprises, funded in 72 hours.

Authorised by the
Central Bank of Ireland
256-bit SSL ·
GDPR compliant
Prestige Credit adviser at work
Fixed annual rate
3%
Locked at signature
72h
From signature to wire
4.9/5 · 12,847 reviews
Disbursed · all time
€2.5B
Across 85,000+ borrowers
Approval rate
93.2%
Complete files · 2024
Active markets
27
EU + EEA jurisdictions
Adviser response
4h
Median, business hours
Modern banking professionals
16yrs
Unchanged fixed rate
The Promise

Welcome to Prestige Credit, where financial relief meets trust.

Since our founding, Prestige Credit has grown into one of Europe's most trusted private lending institutions, helping thousands of individuals and businesses across the continent turn financial challenges into life-changing opportunities. From Paris to Berlin, Madrid to Amsterdam, our footprint continues to expand — built entirely on one principle: people before profit.

Life doesn't wait, and neither should your access to funds. At Prestige Credit, we believe everyone deserves a fast, transparent, and reliable path to financial support — without the endless paperwork.

Lending Catalogue

Every loan type you need,
one fixed rate.

View all

Unsure which line fits?

Our advisers will walk you through the catalogue, model the maths against your actual numbers, and recommend a structure — without obligation.

Why Prestige

Built on ambition.
Driven by your demand.

Since our founding, Prestige Credit has grown into one of Europe's most trusted private lending institutions. Below are the six commitments we've held — quietly, every quarter — for sixteen years.

Prestige Credit Dublin headquarters
16 yrs
Unchanged rate
— 01

Fixed 3% Rate — Always

What we quote is what you pay. No variable rates, no surprise fees, no fine print traps. Complete transparency.

— 02

Three documents, no theatre

Identity, residency, proof of income. We don't ask for tax returns from 2015, employer references, or notarised character statements.

— 03

Approval in hours

Once approved, funds are transferred directly to your bank account within 72 hours — no delays, no excuses.

— 04

Bank-grade encryption

Your data sits behind 256-bit SSL, ISO 27001-aligned controls, and GDPR-compliant storage in EU jurisdictions only.

— 05

Human counsel, on demand

Real advisers — not chatbots — answer through the portal during business hours, and overnight via the priority concierge channel.

— 06

Repayment, by your calendar

Twelve to two-hundred-and-forty months. Early repayment without penalty. Restructuring without drama if your situation shifts.

The Process

Five steps, no surprises.

Our streamlined process was designed to remove every obstacle between you and your funding.

01

Eligibility

Two minutes. A handful of numbers. Instant indication of feasibility.

02

Quote

Pick the principal and term that match your plan. The rate is already fixed.

03

Documents

Upload three files through the encrypted portal. That's the entirety of paperwork.

04

Approval

An adviser reviews and signs off — typically within the same business day.

05

Funds

Capital arrives in your nominated bank account, usually within 48 hours.

Client Stories

Real people.
Real results.

Thousands of Europeans have trusted Prestige Credit to change their financial reality. Here are some of their stories.

"Prestige let me triple my bakery's footprint without the usual seven-page guarantor saga. The fixed rate meant I could plan to the cent — that mattered more than I expected."

Maria Schmidt
Maria Schmidt
Founder · Bäckerei Maria, Berlin

"We'd been told 'maybe' by three banks before Prestige Credit returned a yes within the same afternoon. The mortgage closed cleanly. Our daughter has her own room now."

Jean-Pierre Dubois
Jean-Pierre Dubois
Homeowner · Paris

"My MBA application came with a price tag I hadn't fully calculated. Prestige covered it without asking me to mortgage my future five times over."

Sofia Rossi
Sofia Rossi
MBA Graduate · Rome

"The renovation took six months. The financing took eleven days from first call to wire. Different time scales, both manageable."

Lars Andersson
Lars Andersson
Property Owner · Stockholm

"I opened the café eleven months earlier than my original plan because I didn't have to wait on a traditional underwriter. Everyone said yes."

Isabelle Martin
Isabelle Martin
Café Owner · Lyon

"The contract is short. I read it twice on a Sunday afternoon. There was nothing in it that hadn't already been said in the quote. That's not how lenders normally work."

Thomas Weber
Thomas Weber
Consultant · Munich

Loan Estimator

Project your monthly repayment in seconds

Principal€655,000
€1,500€655,000
Term240 months
12 mo.240 mo.
Fixed Rate 3%
Monthly Repayment
€3,050.29
Total Repaid
€732,068.83
Total Interest
€182,068.83
Indicative figures only. Final terms subject to credit assessment and personal eligibility.
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