Six lightweight criteria. Answer six quick questions — get an instant indication. No credit check, no commitment, no impact on your file.
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Borrowers must be at least eighteen on the date of signature, and not older than seventy at the projected date of final repayment.
You must be a resident of a European country. Citizens and legal residents both qualify, but proof of residency for the past twelve months is required.
Employment, self-employment, pension, rental income, or business activity — any regular source qualifies.
A current government-issued ID — passport, national ID card or driving licence — not expired at time of application.
Your file must show no active judgement or insolvency event. Historical issues resolved more than two years ago do not preclude approval.
Funds must be used for a lawful, declared purpose belonging to one of our twelve product categories.
Prestige Credit keeps documentation deliberately minimal. Below are the three files we ask for. Nothing more.
A government-issued photo ID, valid on the date of application. Most applicants submit a national ID card or passport.
A utility bill, tenancy agreement, or municipal residency certificate dated within the last three months.
Three most recent payslips for salaried applicants, or the last two years of tax returns for self-employed applicants.
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